Workers Comp Insurance for California

As a business owner, you do everything you can to protect your employees from potential dangers, but do you have workers compensation protection?

Most business owners understand that workers compensation is important, but did you know that if you have employees, it is required by law for most businesses.

Workers compensation is a type of insurance coverage that protects your employees in case of injury or disease during the course of employment. Policies can provide coverage for:

• Medical expenses
• Lost income/wages
• Rehabilitation costs
• Death benefits
• And more…

California requires that any employee be covered by workers compensation insurance. Employees can opt out of workers comp coverage, but if you do not offer it, you can be fined up to $2,500 a day and can face a Class D felony charge with a mandatory minimum one year prison sentence. Termination of an employee who is injured while working and/or who files a workers compensation claim is also illegal. As a rule, a company with five or more employees is mandated to purchase workers compensation insurance to cover medical expenses, permanent disability, and a portion of the injured employee’s wages.

Having workers comp coverage can save you and your business from costly lawsuits and employee issues. Workmans Compensation Insurance protects your business AND your employees, who are oftentimes a huge part of the framework of a company. Michael Brunner Insurance Agency can provide you with a coverage program that is specifically tailored to meet your needs. We can also provide you with a free workers compensation insurance quote. You'll be surprised at how much your business can save by choosing to place your policy with Michael Brunner Insurance Agency; contact us today at (877) 968-8008 or (714) 968-8008 for a free Workers Comp Insurance quote!

A California Insurance Agency offering Workers Comp Insurance policies in Fountain Valley,
, Costa Mesa CA, and Huntington Beach CA California.